- Be proactive about the problem when the first warning signs appear.
- Contact your lender when you become aware that you have a problem.

- Read the mail.
- Contact HUD approved housing counselor or call a real estate agent for advice.
- Prioritize your spending by paying for the necessities of life first.
- Look for ways to generate cash.
- Do not get scammed by a private “foreclosure prevention specialist.”
- Make an appointment with a real estate agent to discuss the problem and to get their advice.
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