What’s Included in Home Warranty Policies

A home warranty policy can protect against a lot of costly repair expenses that may arise. Also, a policy could be a competitive edge over the competition, if offered with the sale of the property. A home warranty policy offers protection during the initial listing period and for one year after the sale of the home. For buyers, the typical home warranty may eliminate concerns about unexpected repair costs and may also add confidence to the buying decision. Following is a list of items that you can generally find included within a home warranty policy:

  • plumbing
  • well pump
  • water heater
  • electrical system
  • central vacuum system
  • ceiling fans
  • dishwasher
  • garbage disposal
  •  built-in microwave
  • range/oven/cook top
  • trash compactor
  • heating system
  •  ductwork

Optional coverage  that could be added to the policy are:

  • central air conditioning
  • swimming pool
  • spa
  • built-in swimming pool
  • refrigerator
  • washer/dryer