Ten Ways to Lower Your Homeowner’s Insurance Costs

  1. Raise your deductable
  2. Buy your homeowner and auto policies from the same company
  3. Make your home less susceptible to damage
  4. Keep your home safer
  5. Be sure you insure your house for the correct amount
  6. Ask about other discounts
  7. Stay with the same insurer
  8. See if you belong to any groups
  9. Review your policy limits and the value of your home and possessions annually
  10. See if there’s a government-backed insurance plan